Information:
Office Hours  
Monday 8:00-4:30
Tuesday: 8:00-4:30
Wednesday: 8:00-4:30
Thursday: 8:00-4:30
Friday: 8:00-4:30
Saturday: Closed
Sunday: Closed

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Equal Housing Lender

Rates

EMCU Fees Savings Rates Loan Rates

Effective as of: 6/22/2017
Maximum Loan Amounts
Auto, Truck, Boats and Motorcycles$100,000.00
Recreational Vehicles and Large Boats$100,000.00
Home Equity$100,000.00
Unsecured (Signature Loan)$5,000.00
Visa Credit Card$5,000.00
 
Loan Rates
Loan TypesAPR*Down RequiredTerms:
New auto, truck, and motorcycle, as low as1.95%*ZERO DOWNup to 48 months
New auto, truck, and motorcycle, as low as2.45%*ZERO DOWNup to 60 months
New auto, truck, and motorcycle, as low as3.25%*ZERO DOWNup to 84 months
Used auto, truck, and motorcycle, as low as2.95%*ZERO DOWNup to 48 months
Used auto, truck, and motorcycle, as low as3.95%*ZERO DOWNup to 72 months
New snowmobile, ATVs, as low as5.75%*10% downup to 72 months
Used snowmobile, ATVs, as low as7.25%*10% downup to 60 months
New boats, as low as3.75%*ZERO DOWNup to 84 months
Used boats, as low as4.25%*ZERO DOWNup to 84 months
Recreational Vehicles4.75%*5% down$100,000.00 maximum for up to 14 years.
Unsecured (signature)11.95%n/aup to 36 months
VISA Credit Card12.75%n/an/a
* Interest rates are subject to borrower's credit history.
 
Home Equity Loans
MAXIMUM AMOUNT: $100,000.00
Loan To ValueUp to 5 YearsUp to 10 Years*Up to 15 Years*
UP to 80%3.99%4.49%4.99%
Up to 85%4.49%5.49%5.99%
Up to 90%5.49%6.49%6.99%
* BALLOON PAYMENT DUE AT THE MIDDLE OF THE LOAN TERM
BORROWER PAYS THE COST OF PROPERTY APPRAISAL.
NO CLOSING COSTS OR POINTS
NMLS EMCU 806317NMLS STAFF 806820
 
Payment Example of $10,000.00 borrowed
LOAN TERMAPRPAYMENTBALLOON
5 YEARS3.99%$184.14N/A
10 YEARS4.49%$103.61$5,661.60 DUE AFTER 5 YEARS



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