Rates


Loan Rates Savings Rates EMCU Fees

Effective as of: 4/1/19
Savings Account Rates
 
Saving Types:APY**
Passbook.15%
Individual Retirement Account(Trad. or Roth) .50%
Rates on savings accounts can change quarterly.
$5.00 minimum deposit to open a savings account,
$10.00 minimum balance required to earn APY on passbook savings.
**APY=Annual Percentage Yield. Share rates effective as of today and can change quarterly.
Fees may reduce the earnings on these accounts and are subject to change at any time. Rules governing these accounts are available upon request. Compounded quarterly.
 
Certificate of Deposit:APY**
One Year* 1.45%
One Year IRA Certificate* 1.45%
* $500.00 Minimum Deposit Required
**APYs for certificates assume dividends are paid at maturity. If you choose to have the dividends disbursed, the APY will equal the rate. Rates are effective as of today and can change at any time. There are penalties for early withdrawals on certificates. Fees may reduce the earnings on these accounts and are subject to change at any time without notice.